Kaya Biz

Mid‑Year Money Check‑In: How Insurance Strengthens Financial Resilience

MiWay’s Sherry Sibeko joins Kaya Biz to unpack why June is the ideal moment for households to reassess their insurance cover. She explains how small policy adjustments, clearer understanding of exclusions, and aligning cover to current circumstances can protect financial progress and strengthen resilience for the rest of 2026.

9 Jul 1PM 14 min

The Insurance Risks Reshaping 2026 — Weather, Motor, Cyber & Claims Inflation

PSG Insure CEO Cedric Masondo breaks down the top insurance risks shaping 2026 — from rising catastrophe losses and higher vehicle write‑offs to claims inflation, ageing infrastructure and low cyber cover uptake. He also outlines the risks South Africans should prepare for in the second half of the year, and…

9 Jul 1PM 19 min

Shell’s Downstream Divestment: Jobs, Brand & Market Impact

Shell will sell its equity interest in Shell Downstream South Africa to ADNOC Distribution, with completion expected in 2027. Country Chair Aluwani Museisi discusses what the deal means for customers, employees, the Shell brand, and the future of South Africa’s fuel and convenience retail landscape.

8 Jul 1PM 9 min

How Crime Is Reshaping Road Safety in South Africa

New SATC research shows South Africa’s national roads are becoming crime corridors, with hotspots for hijackings, smash‑and‑grabs, shootings and cash‑in‑transit robberies. Serialong Kumalo explains how crime is now a transport safety issue — and why infrastructure, policing and mobility planning must adapt.

8 Jul 1PM 9 min

SME Confidence Cracks Under Rising Cost Pressures

Fuel price increases, global uncertainty and rising operating costs are pushing SMEs into survival mode. Jeremy Lang from Business Partners Limited discusses the latest SME Confidence Index, revealing falling confidence levels, proactive cost‑cutting, supply chain adjustments and the support mechanisms SMEs need most right now.

8 Jul 1PM 14 min

South African Economic Activity Weakens Again in June

The PayInc Economic Index fell another 0.9% in June, reaching its lowest level since November. Independent Economist Elize Kruger explains how inflation, fuel prices, global uncertainty and mixed PMI signals are weighing on South Africa’s economic momentum — and why electronic payments remain a rare bright spot.

8 Jul 12PM 12 min

Franchising Under Scrutiny: The R1 Trillion Market Faces a Reset

Caroline Bergmann, Senior Associate at Pinsent Masons, breaks down the Competition Commission’s Franchise Market Inquiry — a structural intervention into one of SA’s most powerful sectors. We explore franchisee leverage, lender exposure, franchisor compliance, and lessons from past market inquiries shaping what comes next.

7 Jul 1PM 11 min

AI Boom, Digital Bust: Why Millions Are Locked Out of SA’s Future

ICB's Barbara Cawcutt explains South Africa’s AI paradox: world‑leading adoption but deep digital exclusion. With only 16% computer ownership, low digital literacy, and thousands of schools without computer centres, we explore why capability — not connectivity — is the real barrier to participation in the AI economy.

7 Jul 1PM 19 min

GDP Up, Consumers Down: SA’s Growth Disconnect Explained

Ricardo Smith, CIO at Absa Investments, unpacks South Africa’s sixth straight quarter of GDP growth — and why households aren’t feeling it. We explore flat consumption, weak investment, rising fuel prices, the SARB’s rate hike, and what all of this means for income, confidence and debt exposure heading into Q2.

7 Jul 12PM 19 min

Durban July’s Billion‑Rand Comeback: Racing’s Revival Story

Hollywoodbets’ Devin Heffer takes us inside the extraordinary revival of South African horse racing. The Hollywoodbets Durban July is now edging toward a R1 billion economic contribution — a dramatic turnaround for an industry nearly wiped out by the Steinhoff fallout and the pandemic. Heffer explains how the Durban July has…

6 Jul 2PM 13 min

600 000 in Sight: SA’s Automotive Comeback Explained

NADA Chairperson Brandon Cohen unpacks South Africa’s remarkable new‑vehicle market performance. We explore why consumers are returning to trusted brands, how affordability pressures shape buying behaviour, the rise of Chinese manufacturers, and the booming demand for used commercial vehicles. Cohen also outlines the risks and opportunities for H2 2026

6 Jul 1PM 15 min

South Africa’s Mid‑2026 Outlook: Oil, Rand & Resilience

PwC Chief Economist Lullu Krugel unpacks South Africa’s slowing but still‑intact recovery as the country enters H2 2026. We explore the cost‑push shock from Middle East tensions, the rand’s volatility, rising input costs, and the implications of a 7% repo rate. Krugel breaks down sector winners and laggards, inflation risks,…

6 Jul 12PM 20 min

Manufacturing Slips: June Absa PMI Signals Q2 Strain

Absa Economist Sello Sekele unpacks June’s PMI decline from 50.8 to 47.3, the impact of easing Middle East tensions on fuel prices, the sharp drop in purchasing price pressures, weakening demand as buyers delay purchases, and why employment and inventories point to continued strain in South Africa’s manufacturing sector.

2 Jul 1PM 12 min

Tax Season Scams: AI Fraud, WhatsApp Spoofing & Digital Red Flags

Cybercriminals are exploiting tax‑season anxiety with AI‑generated phishing emails, cloned SARS websites, WhatsApp spoofing and payroll‑related scams. Lucas Molefe explains why 2026 is a high‑risk year, how scammers mimic official communication, and the digital hygiene habits that protect your identity and refund. Essential listening for every taxpayer.

2 Jul 1PM 9 min

Tax Season 2026: Must-Knows with Commissioner Dr. Johnstone Makhubu

SARS Commissioner Dr. Johnstone Makhubu unpacks the 2026 Filing Season, from the phased rollout and enhanced risk engine to the rise of auto‑assessments. He explains how taxpayers should interpret assessments, and navigate a more targeted audit environment. A clear, practical guide to filing smarter this year.

2 Jul 12PM 17 min

The Second Bond: The Hidden Costs Homebuyers Miss

Jonathan Kohler exposes the “second bond” — the monthly bill homeowners face before paying their actual home loan. From R4,000–R7,000 in Johannesburg and Cape Town to over R11,500 in Umhlanga, we unpack levies, utilities, maintenance, special levies and municipal tariffs that determine true affordability. A must‑listen for buyers, investors and…

1 Jul 1PM 27 min

SA New Vehicle Sales post strongest June result since 2007

South Africa’s new vehicle market delivered a standout June performance despite inflation, fuel price spikes and weaker consumer confidence. Dr Paulina Mamogobo, Chief Economist at NAAMSA, breaks down the domestic resilience, export pressures, shifting macroeconomic signals, and what these trends mean for the industry heading into the second half of…

1 Jul 12PM 20 min

Migration Reality Check: The Data Reshaping South African Business

South Africa faces three simultaneous migration forces: regional labour inflows, skilled emigration, and massive internal movement toward urban edges. Andrew Fulton breaks down the real numbers behind immigration, emigration and interprovincial migration

30 Jun 5PM 10 min

Protests, Politics & State Capacity: What Today’s Unrest Signals

Anti‑immigration protests highlight deep governance failures, rising public frustration and the erosion of state authority. Professor William Gumede unpacks the political economy behind the unrest, the risks to social cohesion, the impact on investor confidence, and why South Africa urgently needs a coordinated, evidence‑based migration strategy.

30 Jun 5PM 22 min

One Labour Market, Three Data Sets: The Real Story Behind Jobs

GDP shows modest growth, QES shows formal job trends, and the QLFS reveals household‑level pressure. Together, they paint a complex picture of South Africa’s labour market. Statistician‑General Risenga Maluleke explains how these data sets interlink, where they diverge, and what they reveal about job creation.

30 Jun 5PM 20 min