Fitzanne Estates Fitzanne’s Property Exchange

What A Community Scheme Debt Trap Is and How To Get Out Of It

Loading player...
Dealing with the finances in a Sectional Title Scheme can be a difficult and uncertain affair, with numerous aspects to consider. Should a Sectional Title Scheme find itself in need of financial assistance, it has a number of options to choose from. Making the right choice for the Sectional Title Scheme can be a difficult and often challenging choice for the members of the Corporate Body and can often lead to the Body Corporate falling into a Debt Trap.

In this episode of Fitzanne’s Property Exchange, Pearl Scheltema talks to Willie Roos, CEO of Stratafin, about what a community scheme debt trap is and how to get out of it.
15 Dec 2021 English South Africa Business

Other recent episodes

A New Era in Community Scheme Governance – The CSOS Consolidated Practice Directive 2025

In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Attorney at Heerschop Pienaar Incorporated Attorneys, to unpack the newly released CSOS Consolidated Practice Directive 1 of 2025—a landmark update reshaping the governance of community schemes in South Africa. This directive consolidates all previous CSOS guidelines…
7 Aug 36 min

The legal power of a Body Corporate: Can they really sell your property?

In this episode of Fitzanne’s Property Exchange, host Pearl Scheltema speaks with Dilen Heerschop, Director at DTB Attorneys, to discuss a recent court ruling that’s causing a stir in the property industry. The judgement confirms that a Body Corporate can proceed with the sale of a property over unpaid levies…
24 Mar 45 min

Being a scheme executive is EASY!

As Sectional Title Schemes continue being a popular choice for home ownership in South Africa, the role of a scheme executive has never been more critical. In this episode of Fitzanne's Property Exchange, we look at the complex responsibilities and legal nuances that come with managing a community scheme effectively…
19 Jun 2024 40 min

Managing Holiday Stress in Community Living Spaces

In this episode of Fitzanne's Property Exchange, hosted by Pearl Scheltema, we explore the challenges of communal living during the holiday season. Our guests, Zerlinda van der Merwe, Co-Founder and Director at TVDM Consultants, and Willie Roos, CEO at Stratafin, provide expert insights into managing common disputes in community schemes…
22 Dec 2023 24 min
All episodes