Episode 3: The Last Third: Legacy and Living Fully in Retirement
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Hosted by: Nishlen Govender | Featuring: John Kennedy
Welcome to The Wealth Journey, the podcast where we unpack the financial, emotional and lifestyle dimensions of building wealth with purpose. In this episode, host Nishlen Govender is joined by John Kennedy, Director and Regional Head, Cape Town. With 24 years at Citadel, John brings a lifetime of experience helping clients transition into one of the most significant life stages: retirement.
Together, they explore the often misunderstood third stage of life, a phase that can be both liberating and overwhelming. John breaks retirement down into three key stages: the active years, the passive years, and the supportive years. He shares how designing life across these stages with intention can unlock a fulfilling and secure retirement.
Key Themes Covered:
Why retirement is more than just financial, it’s deeply emotional and relational
The importance of mapping out future cash flows and lifestyle expectations
How to responsibly enjoy your money while ensuring long-term sustainability
Why it’s never too late to engage a wealth manager, even if you’ve always gone it alone
How to reframe your legacy: not just what you leave behind, but what you live for
Whether you’re five years from retirement or already living it, this episode offers practical wisdom and clarity to help you approach this new chapter with confidence, purpose and peace of mind.
Watch or listen now on Citadel’s website, Spotify, Apple Podcasts and YouTube.
Join the conversation and connect with a Citadel advisor at www.citadel.co.za
Your wealth journey - guided by Citadel.
Welcome to The Wealth Journey, the podcast where we unpack the financial, emotional and lifestyle dimensions of building wealth with purpose. In this episode, host Nishlen Govender is joined by John Kennedy, Director and Regional Head, Cape Town. With 24 years at Citadel, John brings a lifetime of experience helping clients transition into one of the most significant life stages: retirement.
Together, they explore the often misunderstood third stage of life, a phase that can be both liberating and overwhelming. John breaks retirement down into three key stages: the active years, the passive years, and the supportive years. He shares how designing life across these stages with intention can unlock a fulfilling and secure retirement.
Key Themes Covered:
Why retirement is more than just financial, it’s deeply emotional and relational
The importance of mapping out future cash flows and lifestyle expectations
How to responsibly enjoy your money while ensuring long-term sustainability
Why it’s never too late to engage a wealth manager, even if you’ve always gone it alone
How to reframe your legacy: not just what you leave behind, but what you live for
Whether you’re five years from retirement or already living it, this episode offers practical wisdom and clarity to help you approach this new chapter with confidence, purpose and peace of mind.
Watch or listen now on Citadel’s website, Spotify, Apple Podcasts and YouTube.
Join the conversation and connect with a Citadel advisor at www.citadel.co.za
Your wealth journey - guided by Citadel.