Everything Counts | Ep 25: Building a wealth mindset

Loading player...
Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702’s Motheo Khoaripe.

Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial well-being.

In this episode, Motheo sits down with Itumeleng Merafe, head of Investec Private Banking, to explore how a wealth mindset can set you up for financial success.

They discuss the habits that set successful people apart – from setting financial goals, to building resilience, staying flexible and investing in yourself. You’ll hear powerful insights into the minds of high achievers, how to master the wealth mindset in a world of social comparison, and the difference between savings and investing.

Whether you’re just starting to learn about money and investing or looking to level up your financial thinking, this episode delivers practical steps and mindset shifts that can help you take control of your future.

00:00 Introduction
01:00 What is a wealth mindset?
03:00 How do you support a wealth mindset on a daily basis?
05:00 How important is flexibility in building long-term wealth?
06:50 How is wealth created through savings?
08:00 Distinctive habits that contribute to financial success
09:30 Delayed gratification and setting financial goals
12:00 The value of mentorship and learning about money
12:30 Balance is key to the wealth building mindset
13:15 How do you start again when things go wrong?
15.40 Mental shifts for cultivating a growth-oriented mindset
18:30 The importance of adaptation
20:45 Leadership and the wealth mindset
22:30 Setting financial goals with a wealth mindset
24:30 Risk taking and understanding your own risk appetite
27:00 Myth busting: what sets successful people apart?
29:30 The role of your financial advisor in wealth building
1 Jul English South Africa Business · Investing

Other recent episodes

Macro Monday Ep 77: What a weaker dollar means

The US dollar has weakened against most global currencies, but remains strong against most, on a purchasing power parity basis. Chief Investment Strategist of Investec Wealth & Investment International Chris Holdsworth argues that should the dollar weaken further, it could be good for emerging market equities and for commodities.
30 Jun 8 min

NOW Ep103: Tensions, tariffs and the fragile global economy

At the midpoint of 2025, the global economy stands at a precarious intersection of cooling inflation on one side, rising geopolitical tensions on the other. In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Investec Chief Economists Annabel Bishop (South Africa) and Phil Shaw (UK) about the shocks…
24 Jun 30 min

Macro Monday Ep 76: Markets keep an eye on Iran

Following the weekend’s air strikes by the US on Iran’s nuclear facilities, markets are keeping an eye on Iran’s response, says Chief Investment Strategist of Investec Wealth & Investment International Chris Holdsworth. In particular, any attempts to shut the Strait of Hormuz will have an impact on markets, with 20%…
23 Jun 7 min

Wine in Focus Episode 3 | The wine industry's contribution to SA

The wine industry contributes R56.5 billion to our economy annually, and for every one job produced on a wine farm, another 10 are created further down the value chain. In this episode CEO of SA Wine, Rico Basson and Victor dos Reis, a senior transactor in the Leverage Finance team…
19 Jun 30 min

Everything Counts | Ep 24: What are New Energy Vehicles? | EVs in South Africa

Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702’s Motheo Khoaripe. Each episode unpacks practical aspects of personal finance; how to save, spend, invest and make smart decisions to boost your financial well-being. In this episode, Motheo is joined by Winstone Jordaan…
17 Jun 33 min