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Everything Counts | Ep 28: Travel insurance explained: Why complimentary cover might not be enough

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Planning your next trip? Don’t leave home without comprehensive travel insurance, warn the experts. In this episode of Everything Counts, Motheo Khoaripe chats to Paolo Giuricich, head of Investec Travel, and Anrieth Symon, head of Travel at Bryte Insurance about the potential risks of relying solely on ‘free’ or ‘complimentary’ insurance when heading abroad.

Together, they break down why travel insurance isn’t just a “nice-to-have”, the difference between complimentary and comprehensive travel insurance, as well as what’s actually included in your policy.

So, when you’re planning an international adventure, don’t leave your peace of mind behind. This conversation will empower you to make informed, confident travel decisions.

00:00 Introduction
01:30 Why is travel insurance important?
02:30 What is comprehensive travel insurance?
04:45 Does travel insurance cover medical expenses?
06:00 Is travel insurance mandatory?
07:30 What should travel insurance cover?
10:30 Common travel insurance claims
14:00 What does travel insurance not cover?
15:00 Travel insurance exclusions
16:15 How pre-existing conditions affect your travel insurance
17:30 Travel insurance for seniors
18:30 What does travel insurance cost?
19:15 Complimentary vs comprehensive travel insurance
20:30 What does complimentary Investec travel insurance cover?
21:45 Medical travel insurance vs medical aid
25:10 When should you buy travel insurance?
26:00 Travel insurance for South Africans travelling locally
27:00 Conclusion
12 Aug 2025 English South Africa Business · Investing

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