National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth

Women in South Africa spend an estimated R900 a month on gender-specific costs — from menstrual products to personal safety. Over a reproductive lifespan, that totals R302,400, and could grow to R657,000 if invested monthly. Monalisa Zwambila, founder of Femio, explains how her lived experience as a single mother inspired…

Budget Insurance’s inaugural Financial Health Survey reveals a nation adapting under strain: 37% say their financial wellbeing improved, yet 59% lack confidence about the year ahead and 72% don’t believe they’ll retire comfortably. Senior Manager Tando Ngibe explains how households are coping, the mental health impact of debt, shifting insurance…

With over 119,000 groups and 358,000 members on FNB’s digital platform, stokvels remain one of SA’s strongest savings engines. Gugu Zikhali, Head of Stokvels at FNB, explains the behavioural power of collective saving and why stokvels outperform individual discipline.

With inflation rising, borrowing costs increasing and real salaries under pressure, Sisandile Nkatu, Head of Deposits at Nedbank, shares practical, adaptive ways for consumers to stretch their rand. From micro‑habits to smarter spending, emergency buffers and behaviour‑based savings strategies, this conversation helps South Africans navigate a tough financial landscape with…

Retirement Insights: Samukelo Zwane unpacked the findings of the FNB Retirement Insights Survey 2026, highlighting the challenges South Africans face in turning retirement planning into long-term financial security.