Retirement feature: Tax-free savings account or retirement annuities

The start of a year is a great time to re-assess where we are in our journey to financial well-being and turn our attention to creating a financial plan for the rest of the year. One of the most important aspects of this planning is considering the best combination of products in the market for your personal circumstances and needs. This includes tax efficiency, availability of investment funds, value for money, cost structures and access to the funds if you require them. With the tax year end fast approaching, Michael Avery sits down with Michael Kirkpatrick, head of individual consulting best practice, to talk about what the most tax effective way is to save for retirement.