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SA home buyers are now paying the smallest deposits in 14 years.

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South African home buyers are currently putting down the smallest deposits to buy a property in about 14 years, according to the latest FNB Residential Property Barometer.

The national loan-to-price ratio - the proportion of the purchase price that lenders are willing to fund - has increased to 94.9% in the first quarter of 2022. (This implies a national deposit or down-payment rate of slightly more than 5%. Deeds office data for all banks - not only for FNB - was used and shows this is the highest the ratio has been since the second quarter of 2008.
10 May 2022 4AM English South Africa Business News · Investing

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