Radio Pulpit 25th Cafe

The Festive Debt Hangover - June is the New January

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Refilwe Sambo Lamola welcomes Ntombi Valla Masuku to discuss "The Festive Debt Hangover - June is the New January." They focus on the financial challenges many South Africans face after the festive season due to overspending and reliance on credit. As December spending surges, it often leads to a debt hangover in January—or even June—when consumers struggle to manage repayments alongside regular expenses like school fees and living costs. Ntombi advises creating a festive budget, avoiding unnecessary credit, and being mindful of impulsive purchases to prevent falling into a debt trap that can affect credit scores and long-term financial health. The discussion encourages financial discipline and planning to avoid the common post-holiday financial strain.
9 Oct 2025 English South Africa Society & Culture · Religion & Spirituality

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