From emergency funds to retirement rands: Choosing the right products for every goal.

How should you really structure your savings and which products make the most sense for each goal? From emergency funds to retirement planning, understanding the difference between short-term liquidity and long-term growth can make or break your financial strategy.

In this episode, we’re joined by Suzan Ramotshabi, Manager for Retirement Products at ETFSA, to unpack how South Africans can build a smart “bucket strategy” balancing instant-access savings with investments that grow over decades.