Tech & Innovation: PayJoy Broadens Access to Smartphones in SA

Loading player...
GUEST - Shaun Durandt, Head of Business Development for PayJoySouth Africa

In a world where smartphones are the new gateway to opportunity, access remains a challenge for millions of South Africans. Despite widespread mobile connectivity, only 47% of devices in use locally are smartphones leaving a significant portion of the population disconnected from the digital economy that contributes nearly 19% to South Africa’s GDP.

This week on Kaya Biz, we unpack how PayJoy is changing that narrative. The company is pioneering flexible smartphone payment plans that open doors to financial inclusion, digital access, and economic participation. With over 17 million customers globally and a rapidly expanding South African footprint, PayJoy is giving more people the tools to learn, work, and connect in a mobile-first economy.
4 Nov 2025 4PM English South Africa Business News · Investing

Other recent episodes

Funding the SMME Hustle: Traditional Meets Alternative Finance

Old Mutual’s Ndumiso Zulu and Lula’s Clinton Thomas unpack the real funding landscape for South African SMEs — from cash‑flow pressure to investment readiness, construction‑sector bottlenecks, and why only 6% of SMEs access formal finance. They explore how blended support, alternative lending models, and faster payment cycles can unlock the…
22 Jun 4PM 26 min

SMME Playbook: Founder’s Mindset with Lesetja Dikgale

Michanic founder Lesetja Dikgale shares how a simple moment of frustration with a delayed car repair sparked a national mobile‑mechanic platform. He unpacks the early mistakes, the operational rebuild, the financial model overhaul, and how the Impact Finance Network helped him become investor‑ready. A masterclass in starting lean, scaling smart,…
22 Jun 4PM 16 min

SANEDI on Key AEF Takeaways critical for South Africa's Energy Future

Prof. Sampson Mamphweli, the Head of the Energy Secretariat at the South African National Energy Development Institute (SANEDI), joins us for his view on South Africa's future. He unpacks policy and project-based initiatives that came to the fore on the agenda at this week's Africa Energy Forum.
18 Jun 3PM 11 min

Africa’s Power Market Is Learning to Share: AEF 2026 Highlights

From Uganda’s first independent transmission project to South Africa’s R440bn grid expansion plan, AEF 2026 showcased a continent shifting toward private‑sector participation and distributed energy. Absa CIB's Nikhil Kasiram breaks down the biggest trends shaping Africa’s power future.
18 Jun 3PM 12 min

Pivot Point: BrightRock at 15 and CEO Stevens on Leading the Next Chapter

BrightRock celebrates 15 years of disrupting the life insurance industry with its needs‑matched model. CEO Suzanne Stevens reflects on her leadership journey, the company’s growth to over 12% market share, and the future of life insurance in a rapidly changing consumer landscape.
18 Jun 3PM 18 min