Financial Redflags (Part 2).

Blessing Ndabula joins Lukho Mkwedi Phuthi in Financial Conversation to continue unpacking Financial Red Flags. She stresses the importance of tracking where your money goes and not living in survival mode from month to month. She urges listeners to handle all debts responsibly, assess affordability, and settle what you owe one by one instead of avoiding them. She warns against skipping serious accounts like your house bond, because these attract interest and can spiral if not managed. She encourages listeners to create a clear financial plan, face the truth about their situation, and be willing to downgrade lifestyle or expenses where necessary in order to regain control and avoid long‑term financial damage.